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Debts, Insurance, Investments, Personal Finance, Succesions

Plan your finances, so they take care of you.

At Fivent, we believe that having stronger personal finances allows us to be freer. Plan your finances to live your own way.

Tulio J. Bracho / 2021-06-30
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Debts

How much debt is too much debt?

If you’re like most people, you have debt. For many people, some debt is fine — like when it’s connected to a financial goal such as owning a home or earning a degree. But how much debt is too much?

Tulio J. Bracho / 2019-11-10
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We want to replace old-fashioned, expensive financial advisors with a technology-enabled platform that guarantees everyone access to affordable, expert financial advice.

Visit us at fivent.com and calculate your Financial Strength Index™ for free.

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The S&P 500 has grown in 40 out of the last 50 yea The S&P 500 has grown in 40 out of the last 50 years. Reason why we always recommend long-term thinking when it comes to investment. If you can hold your assets for >10 years the chances of making positive gains increase considerably. If your focus is on investing we have several tools that will help you make more-informed financial decisions. Our portfolio generator will help you structure a well-balanced portfolio aligned to your goals and risk appetite. Our investment watchlist will show you our curated list of recommended ETFs, as well as our in-depth stock analysis to help you choose your future investments. Subscribe to our Advanced plan for as little as 9,90€ per month. Check it out on http://Fivent.com
Interested in investing? Refining your plan or get Interested in investing? Refining your plan or getting started? We can help you. As an Advanced subscriber you will have access to our Portfolio Generator and our Investment Watchlist. The portfolio generator will help you structure a well-balanced portfolio aligned to your goals and risk appetite. The investment watchlist will show you our curated list of recommended ETFs, as well as our in-depth stock analysis to help you choose your future investments. Subscribe to our Advanced plan for as little as 9,90€ per month. Check it out on http://Fivent.com
Reason why we always recommend to have a good long Reason why we always recommend to have a good long-term strategy. People who invest trying to make quick gains over night, are not investing, they are gambling. Are you looking for a trustworthy source of financial information? You can read our blog (blog.fivent.com), subscribe to our newsletter and of course, register on Fivent.com to find out information about important financial topics, guides to improve your financial knowledge and many other tools. You can start by going to Fivent.com and discovering your Financial Strength Index™. It will show you how prepared your finances are to maintain or improve your current lifestyle. And it's free. #FinanceIQ #FinancialFreedom #FinancialStrengthIndex #PersonalFinances
There's nothing wrong with saving, but it must be There's nothing wrong with saving, but it must be done in certain quantities and circumstances, always following a plan. If you want to learn more about saving or investing, enter Fivent.com and start with our guides. Are you looking for a trustworthy source of financial information? You can read our blog (blog.fivent.com), subscribe to our newsletter and of course, register on Fivent.com to find out information about important financial topics, guides to improve your financial knowledge and many other tools. You can start by going to Fivent.com and discovering your Financial Strength Index™. It will show you how prepared your finances are to maintain or improve your current lifestyle. And it's free. #FinanceIQ #FinancialFreedom #FinancialStrengthIndex #PersonalFinances
Are you looking for a trustworthy source of financ Are you looking for a trustworthy source of financial information? You can read our blog (blog.fivent.com), subscribe to our newsletter and of course, register on Fivent.com to find out information about important financial topics, guides to improve your financial knowledge and many other tools. You can start by going to Fivent.com and discovering your Financial Strength Index™. It will show you how prepared your finances are to maintain or improve your current lifestyle. And it's free. #FinanceIQ #FinancialFreedom #FinancialStrengthIndex #PersonalFinances
Assumed 10% annual returns and a 277% appreciation Assumed 10% annual returns and a 277% appreciation in house value over 30 years. Would you like to have a trustworthy source of financial info that helps you put in order and strengthen your finances? Go to Fivent.com and take a look at our platform. You can start by discovering your Financial Strength Index™. It will show you how prepared your finances are to maintain or improve your current lifestyle. And it's free. #FinanceIQ #FinancialFreedom #FinancialStrengthIndex #PersonalFinances
Are you looking for a trustworthy source of financ Are you looking for a trustworthy source of financial information? You can read our blog (blog.fivent.com), subscribe to our newsletter and of course, register on Fivent.com to find out information about important financial topics, guides to improve your financial knowledge and many other tools. You can start by going to Fivent.com and discovering your Financial Strength Index™. It will show you how prepared your finances are to maintain or improve your current lifestyle. And it's free. #FinanceIQ #FinancialFreedom #FinancialStrengthIndex #PersonalFinances
Like with many other things in life, the answer is Like with many other things in life, the answer is: it depends. It depends on your current situation: your age, objectives, financial strength, if you will need th money in the short or medium term, and other factors. There are basic things you need to take care of before investing. For example, having a big enough emergency fund to guarantee your stability, as well as paying off all high-cost debt (>10% interest). It will also depend on whether you are saving up money for an specific reason: car purchase, mortgage, wedding… In which case, you will need to prioritize capital preservation (saving) over possible returns (investing). If you got read of expensive debt, have your emergency fund in place and are not saving for an specific event, you can start thinking about investing. How? We recommend you to define a budget and allocate a part of it to financial objectives (investing). Do not procrastinate. When we talk about investing, time is key to benefit from compound interest. Since you allocate a part of your income as a percentage, the amount will grow as your income grows. Be constant and consider automatizing the contributions. Very important: Before starting to invest, make sure you did proper research. Define a strategy that fits your investor profile, time horizon and goals. If you want to learn more about investing and personal finances in general, we can help you. Register for FREE on Fivent.com and start by discovering your Financial Strength Index™. #FinanceIQ #FinancialFreedom #FinancialStrengthIndex #PersonalFinances
Are you interested in this and other shocking fina Are you interested in this and other shocking financial truths? Are you looking for a trustworthy source of financial information? You can read our blog (blog.fivent.com), subscribe to our newsletter and of course, register on Fivent.com to find out information about important financial topics, guides to improve your financial knowledge and many other tools. You can start by going to Fivent.com and discovering your Financial Strength Index™. It will show you how prepared your finances are to maintain or improve your current lifestyle. And it's free. #FinanceIQ #FinancialFreedom #FinancialStrengthIndex #PersonalFinances

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